Feature Articles
Bank Cards (Table B)
Sandra Huston,
Ph.D., Consumer and Family Economics
College of Human Environmental Sciences, University of Missouri-Extension
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Card
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Processing Fee | Replacement Card Fee | ATM/Cash Access Fee | Telephone Balance Inquiry Fee | Monthly Maintenance Fee | Expiration Date |
Reloadable Y/N |
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(MBNA America Bank)
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$4.95 for members $7.95 for non-members
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$5.95 | Cannot be used in ATMs | $.50 |
$1.25 per month after 6 months.
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Up to 18 months – see front of card. Remaining balance will be returned upon request after deducting all applicable fees including $15.00 administrative fee.
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No
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Bank of America Visa Gift Card
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Online Orders – $5.95 (for card denominations of $25-$300). $7.95 (for card denominations of $301-600). Telephone Orders – $9.95 (for card denominations of $25-$300). $11.95 (for card denominations of $301-600). |
$7.50 |
$1.50 for each transaction regardless of which institution owns the ATM. (When you use an ATM not owned by Bank of America, you may be charged an additional fee.) |
None |
$2.50 per month after 6 months. |
1 year from date of issue – marked on card. Remaining balance can be transferred to a new gift card for a $7.50 reissue fee or refunded via check minus a $15.00 check-processing issuance fee. |
No |
| American Express Gift Card |
$3.95 |
$5.95 | Cannot be used in ATMs | None | $2 per month after 12 months. |
Valid thru date marked on card. Remaining balance can be transferred to a new gift card for a $5.95 reissue fee or refunded via check minus a $10.00 check-processing issuance fee. |
No |
| SureOne Prepaid MasterCard (Columbus Bank and Trust)
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$9.95
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$10.00 | $2.50 per transaction. | Up to $2.00 per call. | $4.95 per month. | At least one year from date of activation – given on phone at time of activation. | $2.95 where purchased or at any Green Dot Network location for up to $5.95 per reload. |
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Last update: Tuesday, April 25, 2006
