Feature Articles: Miscellaneous
Coupon use is once again growing in popularity. We now have even more access to coupons through the internet, as well as entire websites devoted to couponing strategies and tips...more
Deceased relative’s debt: Who is responsible?
After a person dies, grieving family members may not expect debt collectors to seek payment for the deceased’s debts, but this practice has grown in the past few years...more
Keep track of your documents and records
The chaos of life can make it hard to keep up with important papers and records. Investing a little time to create a tracking system can save time and money down the road...more
Found in 5.8 percent of Americans, 80 percent of whom are female, “compulsive buying disorder is characterized by an obsession with shopping and buying behavior that causes adverse consequences”...more
When reading about goals, we often hear about short term, intermediate and long term goals. How people and families define their goals and the times frames to complete them is very different...more
The Check Clearing for the 21st Century Act, also known simply as Check 21, became a law in October 2003. The aim of the law was to increase the “efficiency of the nation’s payments system.” In the past, most checks had to be physically delivered to a bank before they could be cleared. Because some checks had to be routed to various places across the country, this process was expensive and time consuming. Using a digital image of the original, banks now can reproduce your check. The reproduction is called a “substitute check.” ...more
Are you looking for that perfect, easy gift? One possibility that fits everyone is a gift card. Before shopping for gift cards, you should be aware that there are new Federal Reserve rules for gift cards that went into effect...more
Learning for Better Living Series--pdf available
in English & Spanish.
Contracts are part of everyday life. Almost anything you buy, sell,
borrow, loan, rent, repair or trade involves a contract...more
Part of the Learning for Better Living Series--pdf
available in English & Spanish
Every year, consumers around the country lose millions of dollars
to fraud. Con artists use all kinds of tricks to get their trust
and money! Elderly people are their favorite targets. But anybody
can be a victim of fraud...more
Part of the Learning for Better Living Series--pdf
available in English & Spanish
A layaway plan is an easy way to buy something when your cash is
running low or you don’t want to use credit. When you buy something
on layaway, the seller agrees to put your purchase aside and keep
it for you until you pay for it in full...more
Part of the Learning for Better Living Series--pdf
available in English and Spanish
Buying by mail is an easy way for some people to shop. It saves
time and energy, and sometimes money. But there are times when buying
by mail does not make the buyer happy...more
Care package tips for loved ones overseas
When family members are separated, care packages and cards can be a reminder that others are thinking of them. This article gives some packing and mailing tips and ideas of what to send...more
Learning for Better Living Series--pdf available
in English and Spanish
Buying a car takes time and work. It helps to know what kind of
car you need or want and how much you can spend. Remember: If the
price of the car is high, the expenses associated with it are higher,
such as insurance and repairs...more
Learning for Better Living Series--pdf available
in English and Spanish
We all have the same amount of time. As family schedules get busier,
it is important to learn to use our time wisely...more
Learning for Better Living Series--pdf available
in English & Spanish
Before you make a big buy, you should read the warranty. A warranty
is a promise, from the company that made the item or the seller,
to stand behind the product. Federal law says that you must be allowed
to read the warranty before you buy the item...more
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Last update: Monday, April 02, 2012
