Safeguarding Your Savings
If you’ve been thinking about investing your money, but are not sure where to start or are afraid of making a mistake, then sign up for a free Safeguard Your Savings workshop near you. Educating yourself is the first step in protecting your investments. Safeguard Your Savings covers the basics of saving and investing for people of all ages – getting started, financial markets, making an investment plan, and how to avoid investment fraud.

Facing Bankruptcy?
The Financial $uccess program will help you: Meet your bankruptcy education requirement, Improve your financial management skills, Get more from your money...more

Benefits for Families
The "Benefits for Families" web page is a collection of links to other sites about benefits and programs available in Missouri to help families meet their basic needs.

Earned Income Credit Fact Sheet
The Earned Income Credit (EIC) is a Federal income-tax credit for working families with lower incomes. The EIC, sometimes referred to as the Earned Income Tax Credit, is available to married and single parents or caregivers. Individuals and families without children may also receive the EIC if their incomes are low enough.

Financial Security in Later Life
Financial security is the ability to meet future needs while keeping pace with day-to-day obligations. Preparing for retirement and potential long-term care costs takes planning, saving, and debt control. This initiative provides educational resources and programs to help people improve personal finance behaviors leading to financial security in later life. Missouri is implementing the following programs.  Contact an Extension specialist near you for more information.

• Critical Conversations about Long-Term Care
  Improve what you know about long-term care and take action before a crisis.

• Legal Checkup
  Get legal documents in order.  Offered in cooperation with AARP Legal Services Network.

• Take the Road to Financial Security
  Increase your knowledge of issues regarding later life financial security.  Assess your preparedness and create a plan of action to meet your personal needs and goals.

Financial $uccess
Financial Success is a 3-hour debtor education program offered face-to-face and available throughout the state. Check our schedule for a location near you.

High School Financial Planning Program
This six-unit, interactive program uses contemporary materials to teach the basics of personal finance to young people.  It is based on the philosophy that learning about money is as important as earning it. It is available at no cost to all high schools throughout the country. Offered in partnership with the U.S. Department of Agriculture Cooperative State Research, Education, and Extensive Service & participating Land-Grant University Cooperative Extension Services (CES); and with the Credit Union National Association, Inc., and America's Credit Union. (University of Missouri Extension contacts for this program.)

Missouri Saves
Missouri Saves is part of the national campaign, America Saves. The goal of America Saves is to encourage Americans to save and build wealth, not debt. Through information, advice, and encouragement, we assist those who wish to pay down debt, build an emergency fund, save for a home, save for an education, or save for retirement.

Money Action Plan
A curriculum to address the need for financial management education.  A train-the-trainer curriculum, targeting helping professionals who are working with people having money problems.  Includes seven modules:  introduction to money management, developing a spending plan, record keeping, credit, communication about money, insurance and consumer issues.  Each module includes background information as well as activities, handouts and worksheets for one-on-one or group settings.  Training sessions are available for helping professionals ($75 plus cost of training facility and refreshments.  About 8 hours).  A CD of the curriculum is available for an additional charge.  For more information, contact your local Extension specialist.

MO$T (Missouri Saving for Tuition Program )
A Missouri Program to help families save for future educational expenses.

Office for Financial Success
A service of the MU Dept of Personal Financial Planning and College of Human Environmental Sciences, OFS provides one-on-one counseling sessions and seminars on topics ranging from financial problem areas (i.e., credit, debt management, budgeting, etc.) to productive areas of personal finance (i.e., investing, insurance, employee benefits, etc.).

Poverty at Issue
A Website for Individuals Concerned About Poverty in Missouri.

Retirement Commitment Quiz
PowerPoint Presentation:  short quiz to help assess commitment level for retirement (Cynthia Crawford, Consumer and Family Economics Specialist, University of Missouri Extension)..

Retirement Planning
PowerPoint Presentation:  the top 10 retirement checkpoints (Cynthia Crawford, Consumer and Family Economics Specialist, University of Missouri Extension).

Saving and Investing Basics
A four lesson, self-study course to learn the basics of saving and investing.

Saving for Education
PowerPoint Presentation:  keys to saving for a child's education (Cynthia Crawford, Consumer and Family Economics Specialist, University of Missouri Extension).

Tax Impact of Job Loss
An IRS document discussing tax implications of a job loss.

Wise Pockets World
Wise Pockets World is an interactive website for children to learn about earning income, spending, saving and credit. Characters such as Wise Pockets, the koala, and Money Mouse will lead your kids through short articles, quizzes and prizes (which can be printed off). Parents and teachers can also find valuable resources to help their children learn about these financial concepts. Your kids will have fun while learning valuable financial lessons!

Women's Financial Education Series
Improve your financial knowledge and money management skills!

Word Find
Fun word puzzle for you to download.  See how many money words you can find!

Youth and Money
A powerpoint presentation.