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Quick Answers...Finance/Credit


What are some safety tips for using an ATM?

ATMs are becoming more and more popular, and it’s easy to see why. It is a simple, quick and handy way to do your banking. Unfortunately, bank customers aren’t the only ones who see ATMs as a great opportunity. While 24-hour banking is definitely convenient, it is important to use common sense when using the machines at odd hours when there aren’t many people around.

Try these tips to help make your banking experience safer:

  • Stay alert, and if possible, have someone go with you.
  • Be prepared by having deposit forms and your card ready before you get to the ATM. Once your transaction is complete, pocket your money and card immediately.
  • When using drive-up ATMs, keep your doors locked, passenger and rear windows up, and keep the engine running.
  • Protect your privacy by positioning yourself in front of the ATM, and shield the key-board while entering your PIN.
  • Save your receipts. Don’t leave them at the ATM.
  • Report lost or stolen cards immediately.


Written by:
Sandra McKinnon, Family Financial Education Specialist, University of Missouri-Extension
Cynthia E. Crawford, Ph.D., Family Financial Education Specialist, University of Missouri-Extension


Last update: Saturday, April 22, 2006







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