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Quick Answers...Legal |
I have applied to several temporary job placement services and they all asked permission to do a credit check. Is this legal? Does it affect my credit rating?
It’s legal as long as you’ve given written permission. The
disclosure authorization form that you sign may also let
them hire a third party to investigate your work history and
criminal record. The agency must not do either kind of check
unless it’s requested by a potential employer, but many want
permission from you in advance. Employers' requests for your
reports shouldn’t affect your credit rating. You can get a
list of employers who have asked for your credit report, but
potential lenders don’t receive that information.
Written by:
Sandra McKinnon, Family Financial Education Specialist,
University of Missouri-Extension
Cynthia E. Crawford, Ph.D., Family Financial Education Specialist, University of Missouri-Extension
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Last update: Wednesday, April 19, 2006
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