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Quick Answers...Rent to Own

I am looking to purchase some furniture and one option is a rent-to-own, what other options do I have?


  • Delay the purchase of the item until you have saved enough money to pay cash.
  • Try to purchase the item through installments or layaway at a department or appliance store.
  • Obtain a short-term consumer loan from a bank or credit union.
  • Purchase the item used from a garage sale, classified ad, or second-hand store.


By Starla Ivey, PhD, former research associate, Building Strong Families Program, University of Missouri Extension

From Building Strong Families (, Consumer Beware module.



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Last update: Wednesday, April 19, 2006




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