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How do I decide where to obtain financing for my car loan?
Here are some steps to follow when deciding where to
obtain financing:
- Find the best deal: compare offers from banks, credit unions, and the dealer.
- Remember that dealer loans often are more costly.
- Compare the total cost for all loans (interest rate, length of loan, any other costs, contract terms). What is the bottom line total you will pay?
- Be sure to read all contract information carefully before making a decision on a loan.
Brenda Procter, M.S., State Specialist &
Instructor
Personal Financial Planning, University of
Missouri-Extension
Last update: Thursday, March 11, 2010
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