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What do I do if I'm a victim of identity fraud?

If someone is using your identity, do the following things:


  • Contact the fraud departments of each of the three major credit bureaus and report that your identity has been stolen. Put a "fraud alert" on your account and that no new credit be granted without your permission. 

  • Contact the security departments of the appropriate creditors or financial institutions for any accounts that have been fraudulently accessed or opened. 

  • Put passwords (not your mother's maiden name) on accounts. 

  • File a report with your local police department. Get a copy of the report for your records.




Brenda Procter, M.S., State Specialist & Instructor
Personal Financial Planning, University of Missouri-Extension

Last update: Friday, April 21, 2006














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