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What is a life insurance disability clause?

A life insurance disability clause can be added as a rider to a primary policy. It waives the premium if the policyholder becomes disabled. If the insured already has adequate disability insurance, this rider is probably not necessary.




Brenda Procter, M.S., Consumer and Family Economics, College of Human Environmental Sciences, University of Missouri-Columbia














If you'd like to learn more about this and other personal finance topics, the University of Missouri offers 'Personal & Family Finance,' a correspondence course, through the Center for Distance and Independent Study (800-609-3727). Information about this course is available at





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Last update: Monday, July 21, 2008




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