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What does "guaranteed insurability" mean in an insurance policy?

A guaranteed insurability rider means that the policyholder may buy additional amounts of insurance in stated amounts without proving insurability. A guaranteed insurability rider is generally not available after age 40.



Brenda Procter, M.S., Consumer and Family Economics, College of Human Environmental Sciences, University of Missouri-Columbia














If you'd like to learn more about this and other personal finance topics, the University of Missouri offers 'Personal & Family Finance,' a correspondence course, through the Center for Distance and Independent Study (800-609-3727). Information about this course is available at





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Last update: Monday, July 21, 2008




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