I have just had a large drop in my income. What can I do?

• Try not to panic.
• Take stock of what you have and what you owe.
• Make a plan and stick to it.
• Find creative ways to cut back.
• Find ways to make extra money.

Dr. Joyce Cavanagh, Former Assistant Professor and State Specialist, Consumer and Family Economics

Last update: Tuesday, July 05, 2005