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Should you consider "Owner-Build" as a reasonable home building option?

OWNER-BUILT homes offer the greatest amount of savings, but require the greatest degree of skill, time, and risk. The owner-builder does all of the work, except for specialized subcontractors/finish tradesmen. Only the person with significant building experience should consider this approach to home building. Many lending institutions are not willing to risk loans to owner builders without a high dollar investment by the owner or by providing a loan for less than 50% of the value.



Dr. Ronn Phillips, Arch.D., and Bobbi Hauptmann, Environmental Design, College of Human Environmental Sciences, University of Missouri-Columbia









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